Hurricane Matthew caused the deaths of 17 people in the United States, and some reports estimate that it has caused billions of dollars in damage to homes, vehicles, and commercial or government buildings.
Insurance will play a big role in the recovery from the storm in the coming weeks, months and even years. However, dealing with insurance companies can be a contentious and difficult process.
If you follow the steps outlined below, you can help make the process run more efficiently, resulting in a faster recovery for you and your family.
- Document everything. Once you are able to return to your property, take photos of the damage to your property as soon as you see it, and before cleaning anything up. Take photos of each side of your home and yard using wide angles. Then, move in closer to document specific damage. Move to the inside and take photos as well. Be sure to get a wide shot of each room and then get closer shots to follow up.
- Cover damaged property to prevent further harm. Avoid additional water problems by covering property that is exposed to the weather with tarps or plastic. Preventing further damage is not only generally a good idea, it can also help you deal with the insurance company. If the insurance company determines that you were partly to blame for the damage because you did not protect your property, it could deny your claim or reduce the payout amount.
- File your claim quickly. The sooner you file your claim the better. Your adjuster can visit your home faster and you will hopefully recover faster as well. Filing quickly will also prevent any arguments that your insurance company may have regarding late notice or filing.
- Find an experienced insurance attorney. If you have a dispute with the insurance company, you should contact a reputable personal injury attorney right away. Insurance companies are sophisticated repeat players in the legal system, so you need an experienced attorney to have the best chance of receiving all of the compensation you are owed.
Contact a Savannah personal injury attorney at The Nye Law Group today to review your situation and find out all of your legal options.
Call 855-856-4212 or complete our Free Case Evaluation now.