Construction work is a physically demanding job. The tasks that workers perform on construction sites are risky, such as operating heavy machinery, lifting large objects, and working at tall heights. Due to the hazardous work that construction workers due, it is likely that they may receive injuries while on the job.
Getting injured at work can lead to a lot of suffering. This includes pain, medical bills, and lost wages. If you are a construction worker who was injured while on-site, the state of North Carolina has existing laws that outline your rights.
Common Construction Site Injuries
There are several types of injuries that one might incur while working on a construction site. Some of the most common ones are:
- Falling from high up
- Broken bones
- Spinal cord injury
- Head injury
- Brain injury
- Injuries to the neck, shoulders, or back
In some unfortunate instances, a construction worker may lose his or her life due to a work-related injury.
Financial Compensation for Injuries
If you are injured on the site of a construction job, you may face many financial burdens. Having to pay expensive medical bills can add a lot of stress to one’s life. Additionally, your injury may require you to take time off of work or possibly even change jobs to one that presents fewer dangers.
The state of North Carolina has laws to protect workers who are injured on the job. There are two possible courses of legal action that an individual who is injured in a construction accident in North Carolina may take.
Workers’ Compensation Insurance
The first option is to seek workers’ compensation benefits. Most companies have to buy worker’s compensation insurance to cover any incidences in which an employee is injured at work. Under these policies, the employee’s injury is covered even if the employer’s act of negligence did not cause the accident.
In cases where the worker’s own error caused the injury, the injury is still covered as long as the worker was not under the influence and was not going against any company policies. Workers’ compensation does several things for the injured party: it cover’s the victim’s medical bills, it makes up for any lost wages, and it supplies disability benefits if the individual is disabled, either temporarily or permanently, by the injury. If the injury was fatal, then workers’ compensation provides death benefits to the living dependents of the victim.
Third-Party Lawsuit Claims
If the accident was caused by a third-party, not by your employer, then you may have the opportunity for a third-party lawsuit claim. If the incident that resulted in your injury was caused by a tool that malfunctioned, then you have the possibility of making a claim against the manufacturer. If there was an outside person hired by the construction company who was overseeing the construction job and that person’s negligence led to your injury, that is another instance in which you could make a third-party lawsuit claim.
These lawsuits can provide compensation that workers’ compensation benefits do not. To make a third-party lawsuit claim, you’ll need to prove that the other party was negligent or that the manufacturer’s product malfunctioned when used in a way that it was intended for.
North Carolina Personal Injury Lawyer
If you or a loved one was injured in a construction accident, you may benefit from hiring a lawyer. Allow the experts at Nye Law Group to give you the guidance that you need. Call us at (912) 200-5230 to learn more about your options.