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September 20, 2021

How to Write an Insurance Demand Letter

Writing a solid demand letter is one of the most important things you can do as part of the insurance claims process. If you need help with your letter, contact a Charlotte personal injury lawyer.

Regardless of the type of injury or accident you’ve suffered, identifying and serving the responsible party with a demand letter sends a clear message that you expect the other party to rectify the situation. 

Every great demand letter contains clear, actionable language and a detailed description of the incident. Read on to learn how to write a compelling demand letter, and don’t hesitate to reach out to the personal injury attorneys with The Nye Law Group. 

What to Include in Your Demand Letter

Looking to write a successful demand letter? There’s no one way to do it, but touching on all of the following points gives you the best chance of recovering a settlement for your damages. 

  • Describe Your Damages – Include a description of your injuries and damages. Include descriptions of any medical bills or other damages. 
  • Present the Facts of the Incident – A responsible party will only move to settle if they see that there’s indisputable evidence of their fault in the case. Write a narrative retelling the story, including the Who, What, When, Where, and Why. 
  • Mention Income Loss (if Applicable) – If you suffered injuries that kept you out of work, make sure to address the amount of lost wages. Consider attaching copies of medical or other bills
  • Include a Realistic Appraisal of Your Total Losses – Your demand letter should include a dollar amount that includes the sum of both your economic and non-economic damages. 
  • Detail Why the Other Party Is Responsible – Make sure your letter lays out the legal basis for the other party being legally responsible; for example, you can mention negligent security, duty of care, or any other legal concept that supports your claim. 
  • Make Sure Your Argument Is Solid – The insurance adjuster is likely to go over your claim with a fine-tooth comb—and could turn your work against you if it’s not properly done. 

Although this sounds like a lot, this is only the beginning of the insurance claims process. And, unfortunately, getting something wrong with your demand letter could seriously hurt your chances of securing the compensation that you deserve after a car accident, dog bite, or any other type of injury or accident you may have experienced.

The good news is that you can consult an experienced attorney for help writing a demand letter, negotiating a settlement, or any other part of the accident claims process without paying anything upfront. 

Let an Experienced Attorney Write Your Demand Letter

Have you suffered damages, injuries, or other losses that were someone else’s fault? Don’t just write an average demand letter which could lead to a low settlement offer. Let an experienced personal injury lawyer with The Nye Law Group work on your case with no obligations. 

Call 912-200-5230 or fill out the form below to schedule a free consultation. 

CONTACT US

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Charlotte, NC

704-862-4177 get directions

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Savannah, GA 31401

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402 West Trade Street,
Suite 112
Charlotte, NC

704-862-4177 get directions

2008 Whitaker Street
Savannah, GA 31401

912-732-0249 get directions
View all locations
CONTACT US

NO PRESSURE. SPEAK TO AN ATTORNEY. NO HIDDEN FEES.

* All Fields Required

Or Call 855-856-4212