Posted on behalf of The Nye Law Group on Jan 12, 2017 in Car Accidents
Have you been injured in a car crash caused by another driver?
Under Georgia's fault-based insurance system, the at-fault driver is liable for any injuries or property damage from the accident.
That means you can contact the other driver's insurance company to obtain compensation. You can still contact your insurance company, but they will seek compensation from the at-fault driver's insurer.
No matter which insurance company you contact, they will assign an insurance adjuster to your claim. This person will contact you to review the accident and determine the value of the damages you suffered.
You should cooperate with the adjuster and provide information about the accident, including:
However, there are several things you should keep in mind when talking to insurance adjusters:
You have to be careful what you say because the adjuster can use it against you. Adjusters work for insurance companies and they want to spend as little of the company's money as possible so they can look good on their next performance evaluation.
Do not let an adjuster convince you that your injuries are not as bad as they seem or you should accept a smaller settlement than you feel you deserve.
If the adjuster asks to record your conversation, politely decline. You are under no obligation to record the conversation and anything you say on the record could hurt your chances of recovering fair compensation.
If you feel overwhelmed at the prospect of handling negotiations with a claims adjuster, you should consult a skilled auto accident attorney. Our experienced Savannah car accident attorneys can handle negotiations with the adjuster, making sure your rights are protected and you receive all of the compensation you deserve.
If we are unable to obtain a fair settlement from your insurance company, we may be able to file a personal injury lawsuit against the at-fault driver. Georgia's no-fault insurance and liability system allows such lawsuits.
We have a proven track record of obtaining just compensation for our clients, including a $1.2 million settlement for a victim of a catastrophic car accident.